How does the UW Cashback Card work?
It's a prepaid Mastercard you top up and spend with. Cashback from partner retailers, up to 10%, comes off your next UW bill. Other shops earn 1%, with caps. It's free for three months, then £3 a month.
Evidence
MoneySavingExpert highlights 3% back at Sainsbury's: £100 a week there nets about £120 a year after the fee. UW returned £10.9m to customers through the card in its last financial year.
Sources
Last reviewed 22 October 2026
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